In 2015, the Minnesota Department of Public Safety reported 74,772 traffic crashes, leaving over 30,000 people killed or injured. If you or a family member have been injured in a motor vehicle collision, you have experienced firsthand the disruption and confusion that follow.
What steps to take following a car accident can be confusing and leads to many questions: Who will pay my medical bills? What if I cannot return to work immediately? What benefits am I entitled to? These are all questions an attorney can answer for you.
INSURANCE COMPANIES PROTECT PROFITS – NOT YOUR RIGHTS
The best way to protect your interest following a motor vehicle collision is to contact an attorney. Insurances companies and insurance adjusters are tasked to protect company profits. Their interests are not aligned with yours and they are experienced in employing tactics to protect their profits at your expense.
Contacting an attorney early in the claim process allows your attorney to preserve evidence such as property damage information and obtain witness statements. It also tells the insurance company that you won’t be pushed around.
MINNESOTA NO-FAULT BENEFITS
Minnesota is a No-Fault state, meaning that as a victim in a motor vehicle crash, your own insurance company provides you some level of initial benefits to cover the cost of medical bills and other monetary losses such as wage loss and replacement services. At a minimum, your own insurance policy provides you up to $20,000 in medical expense loss and up to $20,000 for other economic losses.
Despite being entitled to these benefits, your insurance company may try to deny the claim or terminate your benefits before you’re fully recovered. Your insurance company may argue that your injury was preexisting and they do not have to pay; or they may argue that despite being seriously injured, your injuries no longer require medical care and they should no longer have to pay. This is not right. If you are injured in a car crash, an experienced attorney can make sure your bills are paid and you can continue to receive the medical attention you require.
Often, the first step the insurance companies use to terminate your No-Fault benefits is scheduling you to be examined by another doctor that your insurance company chooses. This exam is called an Independent Medical Examination or IME. Your insurance company will attempt to use this doctor’s opinion to cut off your benefits. If you recently underwent an IME or your insurance company has scheduled you for one, call us immediately. We can tell you what you need to know and what to do to preserve your rights.
PERSONAL INJURY CLAIM AGAINST THE AT-FAULT DRIVER
As the victim in a car accident, you are entitled to compensation for not only your actual medical expenses and lost wages, but for your pain, suffering, and inconvenience as well. The at-fault driver’s insurance company is well aware of your claim against their insured driver. You will often get a phone call soon after the crash and hear the friendly voice of an insurance adjuster hoping that you will tell them everything they want to hear. Do not fall for this trap. Remember, the adverse insurance adjuster is trying to protect their company profits. They are not protecting you.
You are entitled to be compensated for your pain and suffering. No amount of money will undo what happened to you, but an experienced attorney can work towards getting you compensated for your suffering and loss. Do not rely on the insurance company to protect your interest.
WORKING FOR YOUR RECOVERY
By contacting the experienced attorneys at Tentinger Law Firm you are taking the first step in maximizing your recovery. You will have the opportunity to meet with our attorneys and tell us your story and how your life has been impacted. We will then begin to aggressively pursue your interests. We will contact the insurance companies and gather evidence in support of your claim. We will work with your medical providers to create a chronology of your recovery and present your injury to the insurance adjuster.
Our goal is to get you the compensation you deserve. We do this first by negotiating settlement directly with the insurance companies. Many cases can be resolved through settlement and this usually means a faster recovery for you. However, if the insurance companies are not willing to pay you what you deserve, we will take your claim all the way to trial and tell your story to a jury.
To discuss your questions with an experienced attorney contact Tentinger Law Firm at 952-953-3330 or use our quick contact form to schedule a free half-hour initial consultation. Tentinger Law Firm accepts credit cards. All conversations between Tentinger Law Firm and potential clients are kept completely confidential.
TENTINGER LAW FIRM REPRESENTS CLIENTS IN THE ENTIRE METRO AREA, INCLUDING: Apple Valley, Bloomington, Burnsville, Eagan, Farmington, Hastings, Inver Grove Heights, Lakeville, Maplewood, Minneapolis, Prior Lake, Richfield, Rosemount, St. Paul, and Woodbury.
Frequently Asked Questions following a Car Accident: